Protect the estate
Care shouldn’t cost everything they built.
Long-term care can drain a lifetime of savings, force a rushed sale of the house, or land a family in court. Much of that is avoidable with a little planning, and some of it can still be saved after a crisis starts.
Always free to families.
“We want to protect what they built.”
Where estates get lost
Six ways families lose more than they have to.
A rushed home sale
Selling in a hurry to pay for care often leaves money on the table. Renting, a reverse mortgage, or a short-term plan can buy time to sell right.
No power of attorney
If a parent can no longer make decisions and no one has authority, families can end up in a court conservatorship: slow, public, and expensive.
Probate
Assets left by will rather than trust generally go through probate in California, which can take months or longer and carries fees.
Medi-Cal surprises
Eligibility and estate recovery rules have changed before and are changing again. Old advice can cost a family the house.
The property tax reset
Since Prop 19, passing a home to children no longer automatically keeps the parents’ low property tax base. Know the rules before deciding to keep, sell, or rent.
A lapsed life policy
Policies get dropped when premiums get hard to pay. A policy review or life settlement may recover real value first.
Already in crisis?
It is rarely too late to save something.
Even mid-crisis, there are usually moves that protect the estate: timing a sale, choosing how the home is held, getting documents signed while a parent still can, or restructuring how care is paid for. The sooner we talk, the more of those moves are still on the table.
Start with crisis helpWho we bring to the table
Every specialist, one coordinated plan.
Estate planning attorneys
Trusts, powers of attorney, healthcare directives, and elder law.
Wealth managers
Estate review, so the care plan and the investment plan agree.
Real estate & mortgage
Licensed in-house: sell, rent, downsize, or reverse mortgage.
Insurance & settlements
Long-term care review and life settlement options.
Guardian Senior Solutions is not a law firm and does not give legal or tax advice. We coordinate with licensed attorneys and tax professionals who do.
Where families usually go next
Your next page.
Still independentPlanning AheadStay home, right-size, or move to independent living on your own terms, before a crisis chooses for you.Build the plan 
The money questionPaying for CareReverse mortgage, selling, renting, downsizing, insurance, and benefits, laid side by side.See the options 
UrgentCrisis ModeA hospital discharge, a fall, a new diagnosis. Decisions due in days, not months.What to do first
Set an appointment
Start with one conversation.
One call reaches a real person who knows this county, knows this system, and will tell you the truth about where you stand.
(949) 444-4900Always free to families. We are paid by our partners, never by you.
Thank you.
We’ve got it. A real person from our team will reach out at the time you chose. If it can’t wait, call us now at (949) 444-4900.